Burlington Mortgage Broker

We’ve been helping those in Burlington get equity based mortgages. If you have bad credit, unprovable or insuffient income or are in a difficult situation, we may be able to help.

Our Services
Frank Manzo - Mortgage Broker
Frank Manzo

Mortgage Broker (Level 2)
License M08007466

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Buying a home can be one of the most significant choices one will ever have to make, and success in this choice invariably depends on obtaining the right guidance. Choosing the right broker can determine finding the right mortgage solution in Burlington. The mortgage terrain can drown someone with work, but if you have a trusted expert with you, the hassle will wear off while you make informed choices.

Here at Ontario Mortgage Superstore, we believe that every home-buying journey is unique; therefore, we offer genuinely unique mortgage solutions for individual lifestyles, needs, and financial goals.

Our expert mortgage brokers in Burlington will assist you step by step with personal advice, access to some of the best rates in the industry, and an easy and stress-free experience.

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Advantages of Hiring a Burlington Mortgage Broker

When you’re trying to get a mortgage, going with a local broker in Burlington can help. You gain not only expert advice but also wider options and a terrific experience from beginning to end. Here’s what makes a Burlington mortgage broker different:

  • Knowledge of the Market in Burlington

    Local brokers know Burlington’s neighbourhoods, property values, and trends in the market very well. This knowledge will help you with good decisions and ensure that your mortgage solutions fit into the local context.

  • Access to Better Rates

    With relationships with over 50 lenders, including banks, credit unions, and private lenders, we can negotiate for you to get more competitive rates and terms with the market.

  • Custom Solutions

    Every client situation is unique. Whether you are a first-time homebuyer, refinancing, or investing, we take the time to fit your financial goal to specific mortgage product recommendations.

  • Stress-Free

    Understanding the mortgage process may be quite dramatic for some; we keep it simple. From your initial preapproval, concierge service is extended to you by ensuring smooth detail management and providing guidance throughout the way, until the signing of the closing documents.

What Makes Ontario Mortgage Superstore Unique?

Borrowing from Ontario Mortgage Superstore is not a matter of simply getting loans. We are here to assist you in making confident and informed choices about the impact of the loan on your future. Whether it is your first purchase of a home, the process of refinancing, or even finding investment properties, personalized approach and expert assistance are truly differentiating features in mortgage lending at Ontario Mortgage Superstore.

  • Dedicated Service

    We take the time to understand what your specific financial condition is, your lifestyle, and your long-term home ownership goals. This allows us to recommend mortgage solutions customized to fit your needs rather than just providing you some generic options.

  • Quick Approvals

    You won’t be kept waiting by our process. We move fast with our efficient, streamlined process so that you can make offers and close deals right up to the last minute without needless delays-hence securing that dream home with ease.

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  • Transparent Communication

    You would know the status all the time. Because it is never the case that one does not have to present clear honest advice without jargon and hidden fees, thus, decision-making can be done with conviction and peace.

  • Flexible Appointments

    Life is indeed busy and that’s why we always provide evening and weekend appointments to accommodate your busy schedule so you don’t have to be too time-strapped to meet us.

Navigate the Mortgage Process Easily

Getting a mortgage need not be an overwhelming experience. Here is a simplified step-by-step brief showing how Ontario Mortgage Superstore leads you through the whole process:

  • Initial Consultation: Meet a mortgage broker to determine what you want and need financially.

  • Financial Review: Gather all relevant documents such as income statements, and credit reports, to analyze if one could secure a mortgage loan and at what level.

  • Exploring Options: Your brokers present a number of suitable offerings for mortgages from many lenders that can be compared and therefore selected.

  • Application & Approval: As soon as the customer makes a choice, the application is submitted, after which the lender reviews the information as part of the approval procedure.

  • Closing the Deal: Certainly, approved paperwork finalization takes place and then funds get released, which gives you keys to your new dwelling.

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What to Do To Secure the Best Mortgage Rates in Burlington?

Determining the best mortgage rates in Burlington needn’t be rocket science. If home-buying candidates follow a few simple guidelines, they can improve their chances of landing competitive rates, which would save them money in the long run. Here are a couple of the ways to do this:

  • Improve Your Credit Score

    A lender focuses intensely on your credit score and measures its worthiness. A high credit score can lead to an attractive interest rate. Payment of your bills plays its role; maintain a low debt load; and do not take any new lines of credit before applying for your mortgage.

  • Save for a Bigger Down Payment

    A bigger down payment means a smaller loan amount and a good chance of lower interest rates. It can also show lenders that you are financially responsible, thus solidifying your application.

  • Work with a Skilled Mortgage Broker in Burlington

    A skilled broker knows the local market extremely well and can work with many lenders. They will compare lenders’ offers, negotiate different terms, and potentially discover hidden deals not widely available.

    In every aspect, Ontario Mortgage Superstore helps clients get the most competitive rates possible. The team works closely with lenders to determine the mortgage product fit for each client, saving them money and speeding up the achievement of their financial goals.

First-Time Home Buyers- Know What To Do

Buying the first home can be overwhelming and there is no need to take the burden alone. Our trained Burlington mortgage brokers will ensure that the process is simple and hassle-free. We will accompany you through every step of your home-buying journey, helping you:

  • Determine How Much You Can Afford

    With a careful examination of your income, debts, and expenses, we will establish an accurate image of your budget. Then, you will focus on paying for homes that fit your price range and avoid financial surprises.

  • Acquire Pre-Approval

    Pre-approval lets the sellers know you are serious and able to back up your offers. It will expedite the purchasing process as soon as you find the perfect home.

  • Compare The Best Rates

    We will look for the best, competitive mortgage rates from reliable lenders so that you will end up saving a good amount of money over the lifetime of your loan.

Achieve Your Goals- Speak to a Burlington Mortgage Broker Today!

At Ontario Mortgage Superstore, we do more than just get you approved for your mortgage. We are committed to supporting you through every step of conceiving and bringing home your new dwelling: from the initial purchase to renewal of your mortgage or even refinancing when your circumstances change.

Buying a home? We will help assess your options and get you the right mortgage for the budget you set.

Are you renewing? We will check where you are and show you if a better rate or plan is available.

Are you refinancing? Home repairs, debt consolidation, or even refinancing at better rates, will smooth the way and make it stress-free.

There is no better time than now to see what can be done. Let us begin with you talking about your future and how we can help you shape it.

Contact Ontario Mortgage Superstore-your trustworthy Burlington mortgage broker-and get going with making your dream of homeownership a reality.

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FAQs

A mortgage broker brings together individual clients and many lenders. They help clients compare options for mortgages, get the best interest rates, and offer advice which takes clients through every step of the application and approval process to help make things easy and less stressful.

Brokers, who usually work with most lenders, have a choice among products which give you more mortgage options, more flexible terms, and usually better interest rates for your circumstances, while a bank gives you, its product.

In the usual case, you do not. A lender pays mortgage brokers a commission. If private financing is needed, or your particular case is so complicated that it requires special work, we will advise you of any fees required in advance.

Yes. It will help you to know your budget more accurately, impress sellers with your pre-approval, and speed up your actual mortgage process when you identify the right property.

Certainly. It is a perfect opportunity to assess another lender’s better rates or more flexible terms when your mortgage comes up for renewal, and your broker will help you with that.

It takes just 24 to 48 hours for mortgage approval as long as the client has all documents ready. But, due to complications, some cases might take longer; still, our effort is always to speed up the process.

Fixed rates remain fixed throughout the mortgage, hence giving stability to one. Whereas variable rates change with market conditions and sometimes lead to savings only if rates fall; it comes with more risk.

Yes, there can be. But we will also do the calculation of the penalties and compare them with savings that could make breaking or switching worthwhile.

Yes, first-time home buyers are guided from pre-approval to final signing with a clear and confident buying experience.

It’s that simple. Get in touch with Ontario Mortgage Superstore for a complimentary consultation, after which we’ll evaluate your requirements and take you through your best mortgage options.